wanuso.wordpress.com
The Coyotes are in Chaptedr 11 bankruptcy reorganization havingglost $316 million since movingf to Arizona from Winnipeg in 1996. A deal is in the worksz to move the teamto Hamilton, Ontario. “Fron a players’ perspective, it’s time to pull the plug,” Kellyt told The (Hamilton) Spectator. Kelly did not endorswe a move to aspecific market, but questioned whether the Coyotes can be financiallu viable in Arizona. Research in Motion CEO Jim Balsillie isofferinyg $213 million for the team and wouldd move it from Glendale to Hamilton.
The National Hockeyu League and city of Glendale oppose the move and want to find ownersx that would keep the team in Coyotes owner Jerry Moyese put the team into Chaptee 11in May. NHL Commissioner Gary Bettman is fightinhg the sale to Balsillie saying hockeu can be viable in thePhoenix market.
Wednesday, May 30, 2012
Tuesday, May 29, 2012
Pupil-service provider ratios - Silicon Valley / San Jose Business Journal:
ycoguqi.wordpress.com
pupils per provider • 2. Wellsville, 66.4 pupil per provider • 3. Northg Collins, 74.8 pupils per provider • 4. 75.1 pupils per provider • 5. 84.5 pupils per provider 6. Cattaraugus-Little Valley, 85.5 pupilws per provider • 7. 85.6 pupils per provider • 8. Friendship, 85.7 pupils per providerf • 9. Salamanca, 87.2 pupils per provider 10. Clymer, 88.8 pupils per provider 11. West Valley, 89.1 pupils per provider • 12. Gowanda, 90.4 pupilw per provider • 13. Brocton, 91.0 pupils per providerd • 14. Byron-Bergen, 93.9 pupils per provider 15. Olean, 94.2 pupils per provider • 16. 99.1 pupils per provider 17. Chautauqua Lake, 99.
3 pupil per provider • 18. Andover, 101.0 pupils per provider 18. Forestville, 101.0 pupils per provider
pupils per provider • 2. Wellsville, 66.4 pupil per provider • 3. Northg Collins, 74.8 pupils per provider • 4. 75.1 pupils per provider • 5. 84.5 pupils per provider 6. Cattaraugus-Little Valley, 85.5 pupilws per provider • 7. 85.6 pupils per provider • 8. Friendship, 85.7 pupils per providerf • 9. Salamanca, 87.2 pupils per provider 10. Clymer, 88.8 pupils per provider 11. West Valley, 89.1 pupils per provider • 12. Gowanda, 90.4 pupilw per provider • 13. Brocton, 91.0 pupils per providerd • 14. Byron-Bergen, 93.9 pupils per provider 15. Olean, 94.2 pupils per provider • 16. 99.1 pupils per provider 17. Chautauqua Lake, 99.
3 pupil per provider • 18. Andover, 101.0 pupils per provider 18. Forestville, 101.0 pupils per provider
Sunday, May 27, 2012
First green project in foreclosure - Dayton Business Journal:
domnaofyvisyhojo.blogspot.com
million construction mortgage. The 33,000-square-foot Vive also known as EcoCentre, is the firsft South Florida project seeking Leadership in Energy and EnvironmentaplDesign (LEED) certification from the U.S. Green Building Councip to face foreclosure. In an interview, Romano said the extra cost ofthe building’e green features is not the reason it fell into “The fact that the building is a greemn building is not why the buildingv financially is in trouble,” Romano “It has to do with a failure to properl y and adequately financially plan the building in the beginning, and I blames myself for that.
” Despite a cost-consciouzs office-leasing environment, the concept of green office building is here to stay, according to Christiabn Lee, vice chairman of in and Vive Verde’s foreclosure is just one entry on a long list of commercialp foreclosures that will happen regardlesd of whether a buildingg is green. He noted that the more important factorfor Romano’e building will be officre demand in Lake Worth. “Building green adds to the cost [of a but in the long run, any green building will be more attractivse to an investorbecause it’s alreadgy green,” he said.
“Otherwise, new investorsa would be figuring in the cost to makeit green, becauss all commercial buildings are going green.” Rob a LEED-accredited consultant with the Weston-based , “I don’t think this one foreclosure on a greem building is any comment on the LEED syste or green buildings, I think it’s just the economy,” he “I’m surprised because it’s a leased-up building.” He adderd that Romano’s large inneer courtyard could have been downsizeed to fit more rental space in the and yet still have retained many of the environmental benefits. On May 26, Fort Lee, N.J.
-baseds filed the foreclosure actionj against ViveVerde North, managingf member Romano and other parties associaterd with the project, according to Palm Beach County Circuit Court records. The four-story building, at 1005 Lake in Lake Worth, was completed in August. Its officed space is about 70 percent leased, and it has two emptt retail spaces, Romano said. The greem features of the building work exactly as he he said. A rooftop gardehn catches rainwater, while condensation is collectecd from the air conditionee for watering plants and pondds andflushing toilets. Grey watert is recycled in the water features ofthe atrium. The use of skylightd and windows cuts down onelectricityt usage.
Many fixtures were made with recyclesd materials. A sign outside advertises it asa “livinyg building.” Inside, goldfish swim through a pond and a statu of a Native American bathea in the sunlight in the garden. Despite the energ y and water savings, Vive Verded North has not made any paymentds onthe $6.9 million mortgage this year, said John an attorney with Carlton Fields in West Palm Beach who representd Meecorp in the lawsuit. “My clieny would like to get paid, but if that doesn’t come to they are prepared to take title to the propertu and prepare to get paidthat way, Hart said. Vive Verde North has a $4 million secone mortgage with Williamsville, N.Y.
-based , which is namedr in Meecorp’s complaint. Romano said his company got behindc on mortgage payments because it ran out of moneyu and could not get the loan refinanced by atraditionapl bank. “It is making me physicallyu ill that this is he said. “I will continus to work night and day to make this all work These days, I’m losing a lot of sleepl over it.” He said his plan for the buildingy was flawed from the beginning because he wrotwe an incorrect financial plan. He said the constructionh for his first development project came in on budget and its utilitiesxoperate efficiently.
Romano said the green features of Vive Verdes attractedsome tenants, although severalp of them would have signed leases in the building withouty them. He is confident the buildingt will earnLEED certification, but said that not opening with that designatio has not hurt the Romano was aiming for gold-level certification from the U.S. Green Buildingg Council.
million construction mortgage. The 33,000-square-foot Vive also known as EcoCentre, is the firsft South Florida project seeking Leadership in Energy and EnvironmentaplDesign (LEED) certification from the U.S. Green Building Councip to face foreclosure. In an interview, Romano said the extra cost ofthe building’e green features is not the reason it fell into “The fact that the building is a greemn building is not why the buildingv financially is in trouble,” Romano “It has to do with a failure to properl y and adequately financially plan the building in the beginning, and I blames myself for that.
” Despite a cost-consciouzs office-leasing environment, the concept of green office building is here to stay, according to Christiabn Lee, vice chairman of in and Vive Verde’s foreclosure is just one entry on a long list of commercialp foreclosures that will happen regardlesd of whether a buildingg is green. He noted that the more important factorfor Romano’e building will be officre demand in Lake Worth. “Building green adds to the cost [of a but in the long run, any green building will be more attractivse to an investorbecause it’s alreadgy green,” he said.
“Otherwise, new investorsa would be figuring in the cost to makeit green, becauss all commercial buildings are going green.” Rob a LEED-accredited consultant with the Weston-based , “I don’t think this one foreclosure on a greem building is any comment on the LEED syste or green buildings, I think it’s just the economy,” he “I’m surprised because it’s a leased-up building.” He adderd that Romano’s large inneer courtyard could have been downsizeed to fit more rental space in the and yet still have retained many of the environmental benefits. On May 26, Fort Lee, N.J.
-baseds filed the foreclosure actionj against ViveVerde North, managingf member Romano and other parties associaterd with the project, according to Palm Beach County Circuit Court records. The four-story building, at 1005 Lake in Lake Worth, was completed in August. Its officed space is about 70 percent leased, and it has two emptt retail spaces, Romano said. The greem features of the building work exactly as he he said. A rooftop gardehn catches rainwater, while condensation is collectecd from the air conditionee for watering plants and pondds andflushing toilets. Grey watert is recycled in the water features ofthe atrium. The use of skylightd and windows cuts down onelectricityt usage.
Many fixtures were made with recyclesd materials. A sign outside advertises it asa “livinyg building.” Inside, goldfish swim through a pond and a statu of a Native American bathea in the sunlight in the garden. Despite the energ y and water savings, Vive Verded North has not made any paymentds onthe $6.9 million mortgage this year, said John an attorney with Carlton Fields in West Palm Beach who representd Meecorp in the lawsuit. “My clieny would like to get paid, but if that doesn’t come to they are prepared to take title to the propertu and prepare to get paidthat way, Hart said. Vive Verde North has a $4 million secone mortgage with Williamsville, N.Y.
-based , which is namedr in Meecorp’s complaint. Romano said his company got behindc on mortgage payments because it ran out of moneyu and could not get the loan refinanced by atraditionapl bank. “It is making me physicallyu ill that this is he said. “I will continus to work night and day to make this all work These days, I’m losing a lot of sleepl over it.” He said his plan for the buildingy was flawed from the beginning because he wrotwe an incorrect financial plan. He said the constructionh for his first development project came in on budget and its utilitiesxoperate efficiently.
Romano said the green features of Vive Verdes attractedsome tenants, although severalp of them would have signed leases in the building withouty them. He is confident the buildingt will earnLEED certification, but said that not opening with that designatio has not hurt the Romano was aiming for gold-level certification from the U.S. Green Buildingg Council.
Saturday, May 26, 2012
Closing fees divided among agents, other service providers - Triangle Business Journal:
obofym.wordpress.com
million homeowners, more than at any time in according to the United Statex Housing and Urban The road tohome ownership, at leas in the past few decades, includes an hour or so spengt signing a mind-numbing stack of legal One document that probably gets every buyer's attention is the HUD-1 Settlementr Statement. Along with a good faity estimate, this page is required by HUD as a means of helpingh home buyers better understandwhat they'rde getting into, according to HUD'sw online Federal Citizen Information The HUD document spells out the various fees that are to be paid by buyere and seller at the closing - a cost that can rangs from 3 percent to 5 percent of the price of the home, says Eddie Speas, president of the Raleigh Boarxd of Realtors.
The largest component of the closing costse is the realestate broker's This fee, usually paid by the seller, is based on a percentagd of the home's selling price. At Speas' company, that percentagee tends to range from 5 percent to 7 percent of the home sale The federal government prohibits the setting of standared real estatetransaction fees. "That would be says Speas. How companies decide what percentaged to charge is based on their expenseds associated with the servicesthey provide, includinb the agent's time. "So there could be a wide rangwof commissions," Speas says.
A limited servicees firm - which basically just listss theproperty - won't be charging as while a full-service company may charge a commissiobn as high as 7 percent. That commissionh then gets split betweenthe buyer's agent and the seller's agent and their respective Buyers' agents typically earn about 2.4 percent to 3 percenyt on their transactions, covering the cost of theier time and expertise. The rest of the total fee goes tothe seller'e agent. How the commission is apportioned back to the agentd depends on the business model of the real estatefirm involved. In many cases, the fee is paid to the which then pays the agent a Speas says.
Most companies split the fee 50-5 with the agent, keeping their half to covefr the cost of agent training and othedbusiness expenses. An high-volume agent, though, may earn as much as 80 percent onthe commission, he says. Some firm s use only experienced agents and may pay as much as 90percent commission, but out of that the agent must cover a desk fee and most othet business-related expenses. "The fee pays for the agent'ds time, knowledge and expertise," says Speas. It also coverw advertising, office expenses and other costs ofdoinvg business.
"Agents are self-employed individuals working within a he says, so everyonew pays for his or her own health cellular phone bills, the cost of creating virtual home toursz for the agent's Web the cost of maintaining the Web site, "almost Stringent disclosure requirements are making it "increasinglyt more difficult to navigatr a buyer and seller through the process," Speas Buyers and sellers are payinb for the agent's knowledge to get through that trickty process. Agents also can spenc a significant amount of time with andhandling negotiations, earnest monegy disputes and other issuesw that may arise in the courser of the transaction, says Speas.
Fees chargef by relocation companies, affinity groups, real estatw Web sites, and other source s of referrals also take a chunkj ofthe agent's commission. "The site makes money by giving a lead tothe Realtor, who pays 15 to 35 percen of the referral fee back to the companyy that gave the lead," Speas "We receive business from different referral sources," says Beninwa Drake, relocation director with Caldwell Banke r Advantage. "For example, if a company is transferrinygan employee, the relocation company pays the employee'sd company a referral fee of 25 to 35 percenrt of the size of the transaction they are referring.
So, if the totao commission is 5 percent, then the listing side of the transactio would be 3or 3.6 percent, and we pay 25 to 30 percentr of that to the referrap company," she says. Affinity programs, such as those offered by American Airlineand Costco, are another source of lead s - and expenses - for real estated agents. "If one of theirt clients buys a home through a participatint realestate company, we pay 30 to 35 percent of It's just a cost of doing business." Buyers' closing costsd also include an assortment of fees paid to inspectors, title companies and, of course, escrow accounts for taxes and insurance.
These are spelleds out in the HUD-1 form and explainec on HUD's Web site. The list of fees Loan origination fee, also callex a point or points. This covers the lender's administrative costs in processingthe Generally, the buyer pays the fee, unless otherwise Loan discount, also often called point or discount points. This is a one-tim charge imposed by the lenderd or broker to lower the interest rate on the each point is equal to 1 percenrt of themortgage amount. Appraisal fee, covering the cost of an appraisal report forthe property.
Credit reportg fee, covering the cost of a credit The information in the credit reportt helps the lender decide whether or not to approve the mortgage loan and how much moneuy to lendthe buyer. Lender'w inspection fee, covering inspections made by employees of the lendee or by anoutside inspector. Thered would be a separatse pest inspection, checking for such things as termite damage, and possibly other inspections. Mortgage insurance applicationh fee, covering the processing of an application formortgage insurance. Assumptioj fee, charged when a buyer takez payments onthe seller's existing mortgage loan. Mortgags broker fee, paid to mortgage brokers.
Advance payment which include interest that accrues from the date of settlemenrt to the firstmonthly payment; mortgage insurancw premiums, covering the first year's premium or a lump sum premium that covers the life of the hazard insurance, which protects the buyer and the lenderf against loss due to fire, and natural hazards. Lenders oftej require that thefirst year'ds premiums be paid at closing. Flood if required for the would also be one ofthe 'advance payment' items. Paymentg of taxes, insurance and othef items, which are made at settlement to set up an escrow account for payment when the billcomess due.
Title charges, covering a varietu of services performed by title companies and Settlement orclosing fee, paid to the settlement agentg or escrow holder. Responsibility for paymeng of this fee is negotiated between the seller and the Abstract oftitle search, title and title insurance binder fees. Document preparation, a separate fee that some lenders or title companies charger to cover their costs of preparatioh of finallegal papers, such as a deed of trust, note or deed. Notary fee, covering the cost of having a licensed notarhy public swear that the personws named in thedocumentw did, in fact, sign them.
Attorney's fees, for services that mighty be required bythe lender, such as an examinationn of the title binder. Occasionally, the seller will agrewe to pay part ofthis fee. Governmenf recording and transfer charges. The buyer usuallyg pays the fees for legally recordinyg the new deedand mortgage. Additional which might includea survey, if require d by the lender; pest, lead-based paint and othert inspections. Certain costs may also be paid prior to such as fees for credit reportszand appraisals. For more information on closing view the HUD homebuying Web siteat .
million homeowners, more than at any time in according to the United Statex Housing and Urban The road tohome ownership, at leas in the past few decades, includes an hour or so spengt signing a mind-numbing stack of legal One document that probably gets every buyer's attention is the HUD-1 Settlementr Statement. Along with a good faity estimate, this page is required by HUD as a means of helpingh home buyers better understandwhat they'rde getting into, according to HUD'sw online Federal Citizen Information The HUD document spells out the various fees that are to be paid by buyere and seller at the closing - a cost that can rangs from 3 percent to 5 percent of the price of the home, says Eddie Speas, president of the Raleigh Boarxd of Realtors.
The largest component of the closing costse is the realestate broker's This fee, usually paid by the seller, is based on a percentagd of the home's selling price. At Speas' company, that percentagee tends to range from 5 percent to 7 percent of the home sale The federal government prohibits the setting of standared real estatetransaction fees. "That would be says Speas. How companies decide what percentaged to charge is based on their expenseds associated with the servicesthey provide, includinb the agent's time. "So there could be a wide rangwof commissions," Speas says.
A limited servicees firm - which basically just listss theproperty - won't be charging as while a full-service company may charge a commissiobn as high as 7 percent. That commissionh then gets split betweenthe buyer's agent and the seller's agent and their respective Buyers' agents typically earn about 2.4 percent to 3 percenyt on their transactions, covering the cost of theier time and expertise. The rest of the total fee goes tothe seller'e agent. How the commission is apportioned back to the agentd depends on the business model of the real estatefirm involved. In many cases, the fee is paid to the which then pays the agent a Speas says.
Most companies split the fee 50-5 with the agent, keeping their half to covefr the cost of agent training and othedbusiness expenses. An high-volume agent, though, may earn as much as 80 percent onthe commission, he says. Some firm s use only experienced agents and may pay as much as 90percent commission, but out of that the agent must cover a desk fee and most othet business-related expenses. "The fee pays for the agent'ds time, knowledge and expertise," says Speas. It also coverw advertising, office expenses and other costs ofdoinvg business.
"Agents are self-employed individuals working within a he says, so everyonew pays for his or her own health cellular phone bills, the cost of creating virtual home toursz for the agent's Web the cost of maintaining the Web site, "almost Stringent disclosure requirements are making it "increasinglyt more difficult to navigatr a buyer and seller through the process," Speas Buyers and sellers are payinb for the agent's knowledge to get through that trickty process. Agents also can spenc a significant amount of time with andhandling negotiations, earnest monegy disputes and other issuesw that may arise in the courser of the transaction, says Speas.
Fees chargef by relocation companies, affinity groups, real estatw Web sites, and other source s of referrals also take a chunkj ofthe agent's commission. "The site makes money by giving a lead tothe Realtor, who pays 15 to 35 percen of the referral fee back to the companyy that gave the lead," Speas "We receive business from different referral sources," says Beninwa Drake, relocation director with Caldwell Banke r Advantage. "For example, if a company is transferrinygan employee, the relocation company pays the employee'sd company a referral fee of 25 to 35 percenrt of the size of the transaction they are referring.
So, if the totao commission is 5 percent, then the listing side of the transactio would be 3or 3.6 percent, and we pay 25 to 30 percentr of that to the referrap company," she says. Affinity programs, such as those offered by American Airlineand Costco, are another source of lead s - and expenses - for real estated agents. "If one of theirt clients buys a home through a participatint realestate company, we pay 30 to 35 percent of It's just a cost of doing business." Buyers' closing costsd also include an assortment of fees paid to inspectors, title companies and, of course, escrow accounts for taxes and insurance.
These are spelleds out in the HUD-1 form and explainec on HUD's Web site. The list of fees Loan origination fee, also callex a point or points. This covers the lender's administrative costs in processingthe Generally, the buyer pays the fee, unless otherwise Loan discount, also often called point or discount points. This is a one-tim charge imposed by the lenderd or broker to lower the interest rate on the each point is equal to 1 percenrt of themortgage amount. Appraisal fee, covering the cost of an appraisal report forthe property.
Credit reportg fee, covering the cost of a credit The information in the credit reportt helps the lender decide whether or not to approve the mortgage loan and how much moneuy to lendthe buyer. Lender'w inspection fee, covering inspections made by employees of the lendee or by anoutside inspector. Thered would be a separatse pest inspection, checking for such things as termite damage, and possibly other inspections. Mortgage insurance applicationh fee, covering the processing of an application formortgage insurance. Assumptioj fee, charged when a buyer takez payments onthe seller's existing mortgage loan. Mortgags broker fee, paid to mortgage brokers.
Advance payment which include interest that accrues from the date of settlemenrt to the firstmonthly payment; mortgage insurancw premiums, covering the first year's premium or a lump sum premium that covers the life of the hazard insurance, which protects the buyer and the lenderf against loss due to fire, and natural hazards. Lenders oftej require that thefirst year'ds premiums be paid at closing. Flood if required for the would also be one ofthe 'advance payment' items. Paymentg of taxes, insurance and othef items, which are made at settlement to set up an escrow account for payment when the billcomess due.
Title charges, covering a varietu of services performed by title companies and Settlement orclosing fee, paid to the settlement agentg or escrow holder. Responsibility for paymeng of this fee is negotiated between the seller and the Abstract oftitle search, title and title insurance binder fees. Document preparation, a separate fee that some lenders or title companies charger to cover their costs of preparatioh of finallegal papers, such as a deed of trust, note or deed. Notary fee, covering the cost of having a licensed notarhy public swear that the personws named in thedocumentw did, in fact, sign them.
Attorney's fees, for services that mighty be required bythe lender, such as an examinationn of the title binder. Occasionally, the seller will agrewe to pay part ofthis fee. Governmenf recording and transfer charges. The buyer usuallyg pays the fees for legally recordinyg the new deedand mortgage. Additional which might includea survey, if require d by the lender; pest, lead-based paint and othert inspections. Certain costs may also be paid prior to such as fees for credit reportszand appraisals. For more information on closing view the HUD homebuying Web siteat .
Thursday, May 24, 2012
Domino effect of Journal Sentinel's probe into MPD crime stats - Newsradio 620
ivyhofy.wordpress.com
FOX6Now.com Milwaukee | Domino effect of Journal Sentinel's probe into MPD crime stats Newsradio 620 By Matt Montgomery MILWAUKEE- The Journal Sentinel's probe into the Milwaukee Police Departments reporting of crime stats, or lack thereof to the FBI, has resulted in legislators asking for an external audit of the department's crime stats. Walker joins c » |
Wednesday, May 23, 2012
First Solar gets 10 MW contract from Australia - Phoenix Business Journal:
grigoriynirim.blogspot.com
The Tempe-based company signed an agreement with to supply themwith panels, which the Australiab company plans to incorporate into its developmenrt portfolio. “We are pleasedr to be working with First one of the leadingsolar companies, and to be entering the solad procurement market,” said Tony Costantino, the company’s CEO. “Thixs relationship allows us to meet the growinb demands in renewable energy for our clients and ensurezs that solar energy is a consideration oneverty project. We look forward to working together onfutures opportunities.” First Solar FSLR) has developed a good custome r base in Europe and is working on Nortnh America.
Having a placde in Australia, which has vast land areas to work provides the company another venuwe to distributeits products, officials said. “Ws are pleased they have chosen our technologty forthese projects. Together, we are investintg in Australia’s green energy said John Carrington, the company’s executive vice president of marketinb andbusiness development.
The Tempe-based company signed an agreement with to supply themwith panels, which the Australiab company plans to incorporate into its developmenrt portfolio. “We are pleasedr to be working with First one of the leadingsolar companies, and to be entering the solad procurement market,” said Tony Costantino, the company’s CEO. “Thixs relationship allows us to meet the growinb demands in renewable energy for our clients and ensurezs that solar energy is a consideration oneverty project. We look forward to working together onfutures opportunities.” First Solar FSLR) has developed a good custome r base in Europe and is working on Nortnh America.
Having a placde in Australia, which has vast land areas to work provides the company another venuwe to distributeits products, officials said. “Ws are pleased they have chosen our technologty forthese projects. Together, we are investintg in Australia’s green energy said John Carrington, the company’s executive vice president of marketinb andbusiness development.
Monday, May 21, 2012
Hurriyat cadre clash over its constitution - Times of India
wanuso.wordpress.com
Hurriyat cadre clash over its constitution Times of India SRINAGAR: The so-called moderate Hurriyat Conference leaders, many of them second-rung, clashed on Sunday with some even sustaining injuries during a seminar titled, 'Shaheedon ka khoon aur hamara mustaqbil (The sacrifice of the martyrs and our ... |
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